BeanyBoy
Harmless
Posts: 47
Registered: 23-2-2007
Member Is Offline
Mood: No Mood
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Home Labs & Home Ownership
[If this topic is better suited for the "Reagents and Apparatus Acquistion " forum, please move it or let me know I should repost]
I had not seen a discussion of this topic. Before I do something that could result in my becoming homeless, it seems worth of polling other members.
Of those of you whom, in conjunction with some benevolent or usurious lender, own your own homes, has either your mortgage holder or your insurance
provider ever become aware of your chemistry hobby, and how did that resolve.
Thanks,
-beany not-so-boy
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Magpie
lab constructor
Posts: 5939
Registered: 1-11-2003
Location: USA
Member Is Offline
Mood: Chemistry: the subtle science.
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I don't discuss my lab with anybody but a fellow chemist. And then only if he is a close and trusted friend.
If my house burns down because of a fire in my lab I'm probably just hosed as far as making an insurance claim.
[Edited on by Magpie]
The single most important condition for a successful synthesis is good mixing - Nicodem
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ciscosdad
Hazard to Self
Posts: 76
Registered: 6-2-2007
Member Is Offline
Mood: Curious
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Insurance
I'm not sure of the situation in the States, but here in Australia, insurance companies can use almost any excuse to disallow a claim. For example, if
there is a house fire and the electrical wiring is found to be even partly illegally installed, the claim may be disallowed, whether there is any
electrical involvement or not. God knows what they would make of a home lab.
I expect they would use the simple existence of the lab to keep your payout, no matter what the cause of the fire.
Scary stuff.
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YT2095
International Hazard
Posts: 1091
Registered: 31-5-2003
Location: Just left of Europe and down a bit.
Member Is Offline
Mood: within Nominal Parameters
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it would be interesting to hear about people like Coilers also, their hobby is as equally likely to cause a fire.
\"In a world full of wonders mankind has managed to invent boredom\" - Death
Twinkies don\'t have a shelf life. They have a half-life! -Caine (a friend of mine)
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joeflsts
Hazard to Others
Posts: 226
Registered: 14-1-2006
Member Is Offline
Mood: No Mood
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Or you could also check those crazy pottery and ceramic types that have the high-temp kilns in their homes.
Joe
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MadHatter
International Hazard
Posts: 1338
Registered: 9-7-2004
Location: Maine
Member Is Offline
Mood: Enjoying retirement
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Double Trouble
In addition to my lab equipment I have Cone 10 doll kiln. It reaches 2500 F fairly quick.
So will they call the MadHatter the "Mad Potter" if my home burns down because of
ceramics accident ?
From opening of NCIS New Orleans - It goes a BOOM ! BOOM ! BOOM ! MUHAHAHAHAHAHAHA !
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